This policy provides a comprehensive form of cover in the sense that it covers a wide range of perils. In addition to loss of or damage by fire and the special perils, loss or damage by theft is equally covered under this policy. It is in respect of private dwelling and has become a very popular policy for householders and house owners together. It is important that the proposer prepares a list of all the items to be covered and the respective sums insured indicated against the items. Receipts of the items covered may not be demanded at the proposal stage although it may become necessary to demand for them at the time of claim. It is important that a survey be carried out where the total content value is greater than    =N=200,000.00

Other Perils covered include:

Public Liability

Personal Liability